Frequently Asked Questions (FAQ)

Have questions about payday loans, same-day funding, or how our loan process works? You’re not alone! At Allied Loan, we believe in transparency and making the borrowing process as simple and stress-free as possible. Below, we’ve answered some of the most common questions our customers ask—from eligibility and application requirements to repayment and credit concerns.

If you don’t see your question listed here, feel free to contact us or visit one of our local Texas branches—we’re always happy to help!


What types of loans does Allied Loan offer?

  • Cash Advance – Short-term cash loans due on your next payday.

  • Installment Loans – Loans with fixed payments spread over several months.

  • Title Loans – Loans secured by your vehicle, offering higher borrowing limits.


How do I apply for a loan?

You can apply:

  • Online through our secure application form here

  • In person at one of our Texas locations
    The application takes just a few minutes, and most customers receive a decision the same day.


Can I get a loan with bad credit?

Yes! At Allied Loan, we understand that credit scores don’t always reflect your ability to repay. We consider more than just your credit history when making loan decisions.


What to bring when applying for a same day loan?

We will need your last two months bank statements, last two pay stubs, Texas driver’s license or ID, debit card


Can I get a same day loan without a bank account?

You must have a traditional bank or credit union account.  We dont accept online banking accounts.


Are you licensed in Texas?

Yes. Allied Loan is fully licensed by the Texas Office of Consumer Credit Commissioner (OCCC) and complies with all state lending regulations. Our license can be found here.